Keystone Municipal Insurance Trust

The Keystone Municipal Insurance Trust (KMIT) is a competitive self insured workers' compensation alternative for Pennsylvania municipalities and authorities. This is an endorsed program offered exclusively through our partnership with Keystone for qualified PSAB members. The Kilmer Group is the administrator of the program.

The program is designed to give participants benefit from investment income and claims reduction strategies that ultimately result in substantial cost reductions.

KMIT was formed in 1996 by a group of charter member municipalities. It is non-profit and owned by its members. The Trust formed to protect municipalities from the fluctuations of the standard insurance market. One of its primary goals is to maintain stable pricing and premium savings for the members.

Click here to learn more or contact Deb Janney, Senior Director of Membership Services & Risk Management, at 717-236-9526, Ext. 1025 or by email at


Keystone, PSAB’s endorsed insurance provider, held a Myth-Busting Municipal Insurance webinar recently. The presenters were David Leng, Vice President of Duncan Financial Group, and Josh Kilmer, President of the Kilmer Group. They discussed and clarified five of the most commonly misunderstood insurance coverages that your borough may or may not have. To access the video, click the play button on the video below.